A Jackson, WY lodge can pay for room appliances, a check-in kiosk and breakfast-bar equipment with equipment financing, a fixed-payment term loan, or a working capital draw for the deposit. Heathfield is the first call, not the funder: a partner that reviews the request sets any rate and term. Every figure in the worked cases is invented.
Thirty-two rooms of mini fridges, microwaves and safes priced over 36 and 48 months, front-desk and breakfast-bar items on a 30-month term loan, the cash an appliance swap ties up, and a records list. All dollar amounts are made up; the staffing count is a Census figure.
Mini Fridges, Microwaves and Room Safes for 32 Rooms as One Equipment Request
Picture an invented 32-room lodge in Jackson, WY that wants the same three appliances in every room: a mini fridge quoted at $238, a microwave at $164 and an in-room safe at $297. That is $699 a room and $22,368 for the property, on one quote with one delivery. Freestanding units that carry out the door are a clear fit for equipment financing, since each one is separate from the building and the appliances themselves can secure the agreement.
| Schedule | Monthly payment | All payments together | Interest inside that total |
|---|---|---|---|
| 36 months | $728.07 | $26,210.52 | $3,842.52 |
| 48 months | $573.78 | $27,541.44 | $5,173.44 |
Choosing 48 months over 36 cuts each payment by $154.29 and adds $1,330.92 of interest in this invented order. A lodge that expects to replace the microwaves before the safes may prefer the shorter schedule, so the final payment lands before the first units wear out.
A Check-In Kiosk, Luggage Carts and Breakfast-Bar Appliances Paid Off Over 30 Months
A check-in kiosk and luggage carts are equipment too, but a funding partner may treat a small mixed front-desk order differently from serial-numbered room appliances. A term loan avoids that question: one lump sum, one fixed payment, and the lodge chooses what it buys with it.
In a second invented order, the same lodge prices a self check-in kiosk and four luggage carts at $9,740 and freestanding breakfast-bar appliances (two coffee brewers, a waffle station and a glass-door refrigerated case) at $7,915. Borrowed together as $17,655 at 12.3% for 30 months, the schedule comes to $686.60 a month. By payment thirty the lodge has paid $20,598.00, interest accounting for $2,943.00.
Freestanding is the word that matters here. A coffee brewer that plugs into an outlet is an appliance the lodge owns and can move. Anything fixed to the building stays outside what Heathfield arranges.
The Supplier Deposit and the Room Nights Lost While Room Appliances Are Swapped
The payment schedule is only part of the cash an appliance swap uses. Suppose the appliance supplier from the first example asks for 35% when the order is placed: the lodge pays $7,828.80 weeks before anything arrives. Then six rooms sit out of service for two nights while old units are hauled away and new ones are set up; at an invented $214 a night, the property gives up $2,568 of room revenue. Together, $10,396.80 leaves the business before the new appliances earn anything.
A working capital draw can bridge that gap. On an invented $10,400 draw at 13.7% a year, simple interest, cleared after 38 days, the cost is $148.34 ($10,400 × 0.137 × 38 ÷ 365). Whether a deposit is due, and how large it is, is the supplier’s call, not a funding partner’s.
Records a Teton County, WY Lodge Owner Can Pull Together for a Room Appliance Request
In the March 2023 pay period, County Business Patterns counted 2,081 paid employees across 47 Teton County, WY traveler accommodation establishments (NAICS 7211), about 44 per establishment by our arithmetic, though 15 of the 47 had fewer than five employees. Whatever its size, a lodge can gather these records for a room appliance request:
- the supplier’s itemized quote, with unit counts for each room type
- tax returns for the lodge’s two most recent years and this year’s profit and loss to date
- recent business bank statements
- the building lease, if the lodge rents its property, since a partner may ask how long the lodge can stay
- a list of any existing equipment agreements and their remaining balances
Sending the request form or calling (307) 248-6867 starts the review, and a partner decides whether to make any offer. The hotels and motels page works through fridge units and TVs for 40 rooms, and the blog lists the other posts.
By Heathfield Commercial Capital · Updated
